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Olaide Adepoju

Olaide Adepoju: Driving the Future of Financial Inclusion

Every financial transaction represents far more than the exchange of money. It carries possibilities and the promise of a brighter future. Yet for millions of people, making cross-border payments remains expensive, slow, and unnecessarily complex. This is the challenge Olaide Adepoju has dedicated her career to solving. With a clear vision and deep expertise in financial technology, she is transforming the way international payments are made by making them faster, safer, and more accessible.

As the Co-Founder of Cudi Technologies Limited, Olaide is working to streamline international payments using advanced technology and solutions. Her company Cudi Technologies Limited has introduced a new platform known as Cudify which links the United Kingdom and Africa through fast, secure, and transparent payment services. In addition, she is also co-founder of another company based in the United Kingdom named Cuditech Services Limited. Together, these ventures represent her strong conviction that geography should not hinder anyone from accessing affordable financial services.

Building Smarter Solutions

Olaide describes herself as a fintech executive and strategic partnerships leader before she considers herself a founder. Before starting her entrepreneurial journey, she spent several years working with leading fintech organizations. During that time, she drove business growth, built strategic enterprise partnerships, and led payment innovation and digital transformation initiatives.

These experiences shaped her approach to leadership and entrepreneurship. Today, she leads product strategy, business development, regulatory engagement, and customer growth while fostering a culture built on innovation, trust, and collaboration.

Her entrepreneurial journey began after witnessing a common challenge throughout her corporate career. Millions of Africans send money across borders every year but often face high transaction fees, slow processing times, and unfavorable exchange rates. Students paying tuition, professionals supporting their families, and businesses making international payments all experience unnecessary costs and delays.

Believing that this problem could be solved, Olaide set out to transform the cross-border payment experience. Her vision was simple: international payments should be as fast, seamless, and effortless as sending a message.

Olaide is also the founder of Cuditech Services Limited (www.cuditechservices.com) which provides solutions that deliver self-directed agentic AI agents to automate decisions, respond to queries and optimize operations.

Transforming Experience into Enterprise

Olaide’s entrepreneurial journey was shaped by collaboration from the very beginning. She met her co-founder while working at Interswitch Group, where they developed a shared vision for improving cross-border payments. Although they now live on different continents, with Olaide based in the UK and her co-founder in Mauritius, they continue to work closely together. This experience has strengthened her belief in the value of strong partnerships. She often encourages women in the technology industry to find like-minded collaborators who share their vision and values.

Olaide considers her transition from corporate fintech leadership to entrepreneurship one of her greatest achievements. Her experience leading strategic partnerships and enterprise payment initiatives gave her a deep understanding of the challenges in global payments and the opportunities to solve them through technology.

She measures success not only by business growth but by the real impact her work has on people’s lives. Seeing customers support their families, complete international transactions with ease, and enjoy a seamless payment experience gives her the greatest sense of accomplishment. She also takes pride in mentoring emerging professionals and supporting women pursuing careers in technology, viewing these contributions as equally meaningful as commercial success.

Advancing Financial Inclusion

Olaide believes financial inclusion goes far beyond giving people access to a bank account. In her view, true inclusion means enabling individuals and businesses to participate fully in the global digital economy, regardless of where they live. She sees digital payments, mobile technology, open banking, artificial intelligence, and embedded finance as powerful tools that are removing barriers across Africa.

These innovations are creating new opportunities for entrepreneurship, international trade, education, and long-term economic growth. Guided by this vision, Olaide is committed to making cross-border payments simple, transparent, and reliable. She believes people should be able to send money internationally without hidden fees or unnecessary delays.

At the same time, she emphasizes that payment solutions must remain intuitive for users while meeting the highest standards of security and regulatory compliance. For Olaide, financial inclusion is not just about access. It is about giving people the confidence and opportunity to participate in the global economy.

Leading with Resilience

Scaling a fintech business challenged Olaide’s leadership and strengthened her approach to building sustainable growth. One of the most demanding stages of her journey was launching cross-border financial products while balancing innovation with regulatory requirements, customer expectations, and operational stability. This experience reinforced an important leadership principle. She believes sustainable growth comes from balancing innovation with responsibility and ensuring every decision supports long-term value and operational excellence.

The experience also strengthened her belief in resilience, collaboration, and continuous learning. Rather than viewing setbacks as failures, she encourages her team to see them as opportunities to improve products and refine processes.  She places strong emphasis on transparent communication, data-driven decision making, and listening closely to customer feedback. She describes her leadership style as one built on empathy, accountability, and a long-term commitment to responsible innovation.

Creating a Culture of Innovation

Olaide believes innovation thrives in a culture that encourages curiosity and values every team member’s ideas. She cultivates a culture of open engagement and believes the best solutions come from diverse perspectives rather than top-down decision making. By staying close to customers and listening to their experiences, she ensures that real user needs guide product development. She combines customer insights with market knowledge and continuous experimentation to keep solutions relevant as customer expectations evolve.

She views adaptability as essential in the fast-changing fintech industry. Olaide encourages her team to keep learning, and evaluate every decision based on the value it creates for customers. For her, innovation is not about building the most advanced technology. It is about developing practical solutions that solve meaningful problems and create lasting value.

Trust in Every Transaction

Olaide believes security and reliability are the foundation of every successful financial solution. She views trust as essential to every financial transaction and believes customers will only adopt a service if they are confident that their money and personal information are protected. For this reason, she ensures that security, compliance, and reliable infrastructure are built into product development from the beginning. She also emphasizes transparent pricing and continuous monitoring to maintain high standards of safety and performance.

At the same time, Olaide believes financial services should be simple and easy to use. She is committed to creating a seamless experience that allows customers to send money internationally without unnecessary complexity. By focusing on ease of use, competitive exchange rates, and fast transaction processing, she aims to build lasting customer relationships based on trust, reliability, and transparency.

Empowering the Next Generation

Olaide believes that aspiring women entrepreneurs and technology professionals must first believe in their own abilities before expecting others to believe in them. She encourages women to collaborate with like-minded individuals and build strong partnerships based on shared values and vision. She also advises young professionals to develop both technical expertise and business knowledge, build meaningful relationships, seek guidance from mentors, and remain curious in an industry that is constantly evolving.

She encourages aspiring founders not to let the fear of imperfection hold them back. She believes that many successful businesses begin with simple ideas that improve through execution, feedback, and persistence. In her view, leadership is not about having all the answers. It is about having the courage to take the first step, the resilience to overcome challenges, and the humility to learn and grow throughout the journey.

A Vision for Inclusive Global Finance

Olaide has a clear vision for the future of cross-border financial services. Over the next five years, she aims to build one of the most trusted platforms connecting Africa with the rest of the world. Her vision includes expanding into new international markets and introducing additional financial services that make global commerce simpler and more accessible. She is also focused on broadening financial opportunities by offering solutions that go beyond payments.

Success, in her view, is measured by the positive impact these solutions have on people’s lives rather than by transaction volumes alone. She wants to make it easier for students to pay tuition, entrepreneurs to grow businesses across borders, and families to support loved ones without unnecessary financial barriers. Her long-term goal is to help create a future where cross-border financial services are trusted, innovative, inclusive, and accessible to everyone.